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SDA management fees explained: what landlords actually pay

By The Find My SDA Team · Reviewed by Bhav Singh, Licensed Estate Agent · Published 23 Aug 2026 · Updated 15 Sep 2026

Short answer

SDA landlords typically meet some mix of an ongoing management fee (often a percentage of the home's income or a fixed amount), a one-off letting or leasing fee when a tenant moves in, and sometimes an onboarding or setup fee. Some providers describe their pricing as fee-for-service or fee-to-engage, so compare both before you sign anything.

If you're weighing up SDA property investment, the fee structure behind day-to-day management is one of the first things worth understanding, because two providers can quote very different numbers for what looks like the same job. This guide breaks down every fee model an SDA property owner is likely to meet, in plain English, so you can compare quotes properly instead of comparing headline numbers. If you're weighing up how professional management could work for your own property, our For Landlords page and the current landlords pathway explain how an assessment works before you commit to anything.

What fees do SDA landlords actually pay?

SDA fee schedules tend to cover a similar set of categories, even though providers name and bundle them differently. In our experience, fee schedules usually cover some mix of an onboarding or setup fee, an ongoing management fee, a one-off letting or leasing fee when a new resident moves in, and charges for vacancy and compliance work.

Because there's no single industry rate card, the same list of tasks can appear as one bundled percentage with one provider and as several separate line items with another. That's why reading a fee schedule line by line matters more than comparing a single quoted number. Our guide on SDA property management for landlords goes through what day-to-day management actually involves, which helps you judge whether a fee is doing a lot or a little.

What is the difference between fee-for-service and fee-to-engage?

Two terms some SDA providers use for their pricing are fee-for-service and fee-to-engage. Fee-for-service means you pay for management as it's delivered, usually an ongoing percentage of the home's income or a monthly amount, plus separate charges for specific jobs like arranging a repair or preparing a compliance report. You pay as you go, and the invoice reflects the work actually done in that period.

Fee-to-engage means a chunk of the cost is charged upfront, when you sign on with a provider, rather than spread across the life of the tenancy. This can look like an engagement or setup fee that covers onboarding, enrolment paperwork and getting the property tenancy-ready, on top of usually smaller ongoing charges afterwards.

Neither model is automatically cheaper. A low ongoing percentage paired with a large upfront engagement fee can cost more in year one than a slightly higher percentage with no upfront charge, so it's worth working out the total for at least the first 12 months, not just comparing the headline rate.

How much is a letting or leasing fee?

A letting fee, sometimes called a leasing fee, is a one-off charge for finding and placing a new resident. Ask exactly when it becomes payable. There is no set rate for a letting fee. Each agency or provider sets its own figure, so ask for it in writing and check exactly what it covers.

In SDA, the NDIA does not place or match residents, so letting means finding an eligible participant who chooses the home, usually through the NDIS SDA Finder, support coordinators and other listings. That is more involved than a standard rental listing. Ask whether the letting fee covers this matching work in full or whether there's a separate placement or introduction fee on top. Our guide on do landlords pay to lease an SDA home looks at this question directly.

What does ongoing SDA management usually cost?

Ongoing management may be charged as a percentage of the income from the home (the SDA payments plus the residents' rent contributions) or as a fixed amount, and each provider sets its own rate under its agreement with you. Ask for the figure in writing and compare what it covers, not just the number. The actual figure varies by provider and by property, so treat any number you're quoted as a starting point for comparison rather than an industry standard.

If a provider quotes a low headline rate, ask whether compliance reporting, vacancy management or lease renewals are charged separately, because extras can make the total higher than a simpler all-in rate. The catch is that a low headline percentage doesn't always cover everything. This is exactly why an itemised comparison matters more than the headline number.

The four broad categories worth checking on any SDA fee schedule are leasing (placing a new resident), management (the day-to-day running of the tenancy), vacancy (what happens, and what you're charged, while a room sits empty) and compliance (SDA-specific reporting and audit support).

What is an onboarding or setup fee, and can it be avoided?

An onboarding or setup fee covers the work of getting a property ready for SDA management: enrolling the dwelling, setting up compliance systems, preparing marketing and getting the tenancy paperwork in order. Some providers charge this as a flat fee, others fold it into a fee-to-engage arrangement.

Whether it can be avoided depends entirely on the provider's business model. Some arrangements charge nothing upfront and only invoice once a tenant is placed, effectively covering the setup cost from future income instead of charging it on day one. Others charge the onboarding fee regardless of whether a tenant is ever found. It's a fair, direct question to ask any provider before you sign anything: what happens if the property doesn't lease, do you still owe the onboarding fee?

How do subscription or list-it-yourself models compare?

Not every option involves a percentage-based management fee at all. Some owners look at listing a property themselves and handling enquiries directly. This can lower the ongoing cost, but SDA funding is only paid through a registered SDA provider that has enrolled the dwelling with the NDIA, so you would still need a registered provider, or to become one.

This can lower your ongoing cost, but it shifts the work back to you. Finding and matching participants and dealing with support coordinators become your job rather than a service you pay for. If you also register as the SDA provider, the NDIS compliance duties, such as telling the NDIA about vacancies and keeping the enrolment conditions, become yours too. Whether that trade-off suits you depends on how much time you have and how comfortable you are with SDA-specific compliance requirements, which are more involved than a standard rental.

How to compare two fee quotes fairly

Because SDA fee schedules aren't standardised, comparing two quotes properly means going line by line rather than comparing headline percentages. Ask each provider to itemise leasing, management, vacancy and compliance charges separately, then add them up for a realistic first-year total, including any onboarding or engagement fee.

Also ask what happens during a vacancy. In a dwelling enrolled for two to five residents, the NDIS can keep paying the enrolled provider for a limited time after a resident gives notice or dies: up to 60 days for two or three residents and up to 90 days for four or five, counted from that notice or death, and only if the vacancy is open to someone else and the NDIA has been told. That's a separate question from what your management fee covers while the room is empty, such as advertising, matching and paperwork. A clear provider explains both parts without you having to ask twice.

Finally, check for lock-in periods, minimum terms and what it costs to leave if the arrangement isn't working. A fee schedule that's easy to explain in plain language is usually a good sign; one that needs several follow-up questions to understand is worth extra caution.

How Find My SDA charges

We keep our own fee structure simple, because it should be easy to compare against anyone else's. There's no onboarding fee and nothing to pay upfront to list and market your property; we invest our own time and money in preparing your listing and matching it with a tenant.

You pay nothing until a tenant is placed. A placement fee is agreed with you in writing before we start, and it's only payable once a tenant actually moves in, not before. We also work on a 90-day commitment that's exclusive to Find My SDA: if we don't find a match for your property within that window, you owe us nothing.

On our side, you supply the photos and the property details, and we handle the rest, from marketing through to matching and paperwork. If you'd like to see how this compares with your current arrangement, our For Landlords page explains the full process, or you can go straight to list your property if you're ready to start.

Common questions

Do I pay before my property is leased?

With Find My SDA, no. There's no onboarding fee and nothing to pay to list your property. A placement fee is only payable once a tenant has moved in, and it's agreed with you in writing beforehand. Other providers structure this differently, so it's worth asking directly.

What is fee-for-service vs fee-to-engage?

Fee-for-service charges you for management as it's delivered, usually an ongoing percentage or monthly amount. Fee-to-engage charges some or most of the cost upfront when you sign on, on top of usually smaller ongoing fees. Compare the first-year total, not just the headline rate.

How much does SDA management cost in Australia?

There's no single rate. Each provider sets its own fee, and some add separate charges for compliance, vacancy or leasing on top of the headline rate. Always ask for an itemised schedule.

What is a letting fee?

A letting or leasing fee is a one-off charge for finding and placing a new resident, generally payable when a tenancy starts. There is no set rate; each agency or provider sets its own figure, so ask for it in writing.

Is there an onboarding or setup fee?

It depends on the provider. Some charge a flat setup fee regardless of outcome, others, including Find My SDA, charge nothing upfront and only invoice a placement fee once a tenant has moved in.

Does the NDIS pay while a home is vacant?

The NDIS can keep paying for a vacancy for a limited time: up to 60 days for a dwelling enrolled for two or three residents, or up to 90 days for four or five. The days are counted from when the resident gave notice, was given notice to leave because of a behaviour risk, or died, not from the day they moved out, and only apply if the vacancy is open to someone else and the NDIA has been told. This is separate from what a management fee covers while the room is empty. Check ndis.gov.au or your provider for current rules.

Sources

We check the facts in this guide against these official sources before it goes live.

This guide is general information only and is not financial, legal or tax advice. Fee structures vary between providers and can change, and NDIS SDA pricing and vacancy rules are set by the NDIS, not by Find My SDA. Always get any fee agreement in writing and confirm current NDIS rules at ndis.gov.au before you commit.

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